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Individual Tax Planning
Individuals & Families

Tax Season Doesn't
Have to Be Stressful.

Get more than just a tax return. Get peace of mind knowing your taxes are done right, on time, and with every deduction you deserve.

Maximize Refunds
Every Credit/Deduction
Audit Protection
Peace of Mind
Expert Filing
Certified CPAs

Don't Leave Money On The Table

The US tax code is over 70,000 pages long. Trying to navigate it with DIY software or a "pop-up" tax shop often means missing out on credits and deductions that could save you thousands.

The Risk of DIY

Software can only ask what it's programmed to ask. It doesn't know your life, your goals, or the nuances of your financial situation.

  • Missed education credits.
  • Incorrect filing status.
  • Overlooked charitable contributions.
  • IRS letters for minor math errors.

Expert Preparation

At Taxstra, your return is prepared by experienced professionals who understand the changing tax laws. We look at your entire financial picture—not just the forms you hand us.

Whether you have W-2 income, stock options, crypto, or a rental property, we ensure accurate reporting and maximum tax efficiency.

The Taxstra Promise

We guarantee accuracy. If we make an error that results in interest or penalties, we pay them. Plus, we offer year-round support—so if you get a letter from the IRS in July, we're here to handle it.

Audit Support

We represent you, so you don't have to talk to the IRS.

Transparent Pricing

No surprise bills. You know the cost upfront.

Your Life

Taxes Change As You Grow

Every major milestone in your life has a tax consequence. We help you navigate the complexity of "growing up" financially.

1

Marriage

The "Marriage Penalty" vs. "Marriage Bonus." We analyze whether Married Filing Jointly or Separately saves you more, especially if one spouse has student loans (IBRA/PSLF).

2

Buying a Home

Mortgage Interest, Property Taxes, and Points. We ensure you get every deduction possible. Selling? We help you qualify for the $500k Capital Gains Exclusion (Section 121).

3

Kids & College

Child Tax Credits, Dependent Care Credits, and 529 Plans. We help you use tax-advantaged accounts to save for their future tuition.

4

Inheritance

Step-up in basis rules can save you massive amounts of capital gains tax on inherited stocks or property. We guide you through the reporting to avoid mistakes.

Investment
Tax Strategy

It's not what you earn, it's what you keep. Taxes are the biggest drag on your portfolio's performance.

Talk to a Tax Pro

Stocks & Crypto

We help you track basis, report Wash Sales, and handle complex crypto transactions (AirDrops, Staking, DeFi). We optimize for Long-Term Capital Gains (0%, 15%, 20%) over Short-Term (Ordinary Income rates).

RSUs & Stock Options

Founders and Tech Employees: We plan for ISO vs. NSO exercise, AMT (Alternative Minimum Tax) triggers, and 83(b) elections. Timing is everything.

Tax Loss Harvesting

Did the market dip? We can help you "harvest" losses to offset up to $3,000 of ordinary income and unlimited capital gains, carrying forward the rest forever.

Future Wealth

Retirement Optimization

Don't just "save." Optimize. The tax code offers powerful buckets for your money.

Backdoor Roth

Earn too much to contribute to a Roth IRA? No problem. We guide high-income earners through the "Backdoor" strategy—keeping your money growing tax-free for life.

Strategy

The Stealth HSA

Health Savings Accounts are Triple Tax Advantaged. Tax deduction in, tax-free growth, tax-free withdrawal. We treat this as an investment account, not just spending money.

Strategy

Mega Backdoor

For those with specific 401(k) plans, you can put away up to $72,000/year (2026), mostly into Roth buckets. Ages 60-63 get an enhanced catch-up of $11,250. This is the ultimate "supercharger" for retirement.

Advanced
Foundations

Maximizing Your Return

Itemized vs. Standard

We analyze whether you should take the Standard Deduction or Itemize. Mortgage interest, property taxes (SALT cap strategy), state taxes, and charitable giving are all factored in.

Tax Credits

Credits are better than deductions—they reduce your tax dollar-for-dollar. We screen for Child Tax Credits ($2,200 per child under the OBBBA), Education Credits, Energy Credits (Solar/EV), and more.

Remote Work & State Tax

Working remotely? You might owe tax in multiple states. We handle multi-state filings and dual-residency issues to ensure you don't get double-taxed.
Life Events

Tax Guides for Major Life Changes

Every major life event has meaningful tax consequences. Find the guide that matches your situation.

Common Questions

Clear answers to your tax filing questions.

Have another question?

Ready to File?

Join thousands of satisfied clients who trust Taxstra with their financial lives. Fast, secure, and accurate.