Pull the record
We obtain the transcripts and account history that show what the IRS received, what is missing, and whether it already assessed a balance.
File the missing returns, establish the real balance, and resolve the problem with one CPA-led team. No judgment and no call-center handoff.
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Resolution comes after the filing record is correct
If you need returns for a mortgage, SBA loan, financial aid application, or an IRS deadline, the shortest path is a controlled catch-up project, not another sales pitch about settling debt.
Taxstra is built for the cases that become expensive when providers are fragmented: several missing years, more than one state, 1099 or business income, rentals, incomplete books, and IRS notices arriving at the same time. An unfiled year and an unanswered CP 2000 on a filed year often travel together, and the response order matters. The return preparation and representation teams work from the same facts.
Looking for the rules rather than a firm?
Read our unfiled taxes guide for the consequences, filing-year policy, refund window, and step-by-step catch-up process.
One sequence from missing records to a workable resolution
We obtain the transcripts and account history that show what the IRS received, what is missing, and whether it already assessed a balance.
We combine reported income with your books, bank records, basis documents, and state facts so the returns reflect the real activity.
Federal, state, individual, and business returns are prepared as one coordinated catch-up project, with urgent loan or notice deadlines prioritized.
After the accurate returns post, we match the balance to a realistic payment, hardship, penalty, or settlement path and handle authorized IRS contact.
The filing work is not a side issue. It is the foundation of the case.
Complex catch-up work where coordination changes the outcome
Several federal and state returns need to be reconstructed and filed as one project.
Income is visible to the IRS, but expenses, basis, payroll, and entity filings need reconstruction.
Resident, nonresident, and part-year returns must agree with the federal filing and each other.
A lender, mortgage underwriter, SBA file, or financial aid request needs proof of filed returns.
CP59, balance-due, levy, lien, or state collection letters make the filing sequence urgent.
The IRS assessed tax without the deductions, basis, or business facts in the original return.
A CPA firm that prepares delinquent returns and handles IRS representation can keep the filing and resolution work under one roof. Taxstra prepares individual and business returns, reconstructs missing records, handles multi-state filings, and can represent clients before the IRS within the scope of an engagement.
Usually. We start with IRS wage and income transcripts, account transcripts, prior returns, bank records, bookkeeping files, and any state records that are available. Transcript data is a starting point, not a substitute for reconstructing business expenses, basis, or state sourcing.
No. Filing the required returns establishes the accurate balance. If you cannot pay in full, the next step may be an installment agreement, an offer in compromise, currently not collectible status, or another resolution based on your finances. Filing first does not mean promising to pay the entire balance immediately.
Taxstra can review the assessment and prepare the original return using the records the IRS did not have. If the IRS accepts the filed return, it may reduce or reverse the substitute assessment. Collection timing and refund rules still need separate review.
Yes. Multi-year, multi-state, 1099, rental, and business-owner catch-up work is the core fit for this service. We identify the filing sequence, prepare the federal and state returns together, and keep the resolution plan tied to the final numbers.
The fee depends on the number of returns, entities, states, missing records, bookkeeping cleanup, and whether IRS representation is needed. Start with a free 30-minute consultation with our team about service fit. Document review and tax work require a paid engagement with an agreed scope and fee.
Free 30-minute tax fit call
Tell us which years, states, and notices are involved. Our team will explain how Taxstra handles back-tax cases, what an engagement covers, and whether we are a good fit. Reviewing records and resolving the case require a paid engagement.
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